If CardWorks has contacted you about a debt, the first step to beating them should be sending a Debt Validation Letter. This list isn't complete, as phone numbers may change, or the company may use additional numbers to reach you. Go to CardWorks BBB profile and reviews to see what your fellow consumers are saying.Īre the people at 101 Crossways Park Dr W, Woodbury, NY 11797 making your life miserable? If you've received a call from any of these numbers, it's CardWorks: Whether or not you decide to contact a consumer attorney, you can also report any misconduct or suspected fraud by CardWorks employees to BBB, FTC, and Consumer Financial Protection Board (CFPB). If it's accepted, however, you'll put an end to CardWork's unending calls and get back your peace of mind. The creditor may accept or deny your request. Request the creditor to work with you to develop a repayment plan that works for you. If you realize that your original creditor paid a collection agency to collect the money, you can still reach them via customer service and ask that you pay them instead. However, you have options to settle the debt. You may feel helpless and resign to dealing with abusive debt collectors. You can use the same address listed above when sending a Cease and Desist Letter.Īll hope may seem lost after a debt passes into the hands of a debt collection company. Instead of dealing with unending debt collection calls, you can now concentrate on other important matters. They may call you to let you know of any action they plan to take concerning the debt. Once you have proof that they received your letter, CardWorks can no longer contact you to collect the debt. Send the letter certified mail, return receipt requested. You can send a Cease and Desist Letter stating your intentions for the debt and demanding that they stop contacting you. You don't have to deal with debt collectors contacting you. To learn more about how to draft a Debt Validation Letter, watch SoloSuit's founder explain how to do it in 2 simple steps: Send your Debt Validation Letter to CardWorks at: You can draft a Debt Validation Letter in minutes with SoloSuit. After receiving a request for debt validation, most collection agencies give up. If CreditWorks collectors cannot validate the debt, they must cease contact with you. A Debt Validation Letter is the best response as it directs the company to validate your debt within 30 days. Your immediate action should be to send a Debt Validation Letter to the company. The moment you hear the Mini-Miranda, you know you're dealing with debt collectors. Send a Debt Validation Letter to CardWorksĬardWorks will confuse you by claiming it is not a debt collection agency, but then go ahead and read you the Mini-Miranda (a set of statements that a debt collector must read out to you when contacting you to collect a debt). By filing a countersuit, you could receive up to $1000 from CardWorks for each FDCPA violation they committed. If CardWorks used any of the tactics listed above to try to collect a debt from you, then you could be eligible for compensation.
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